Does anyone know how good is Consumer Credit Counseling Service? - consumer credit counseling service of los angeles
Who knows how good it is to use Credit Counseling Service?
Wednesday, January 13, 2010
Consumer Credit Counseling Service Of Los Angeles Does Anyone Know How Good Is Consumer Credit Counseling Service?
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"" Can be good if it has to the point where you start having problems paying your credit cards ... but not yet has failed, or more than 90 days in arrears.
CCCS can negotiate reduced payments and interest rates. You will be asked to cut the use of credit cards. Your credit report will be updated "enrolled in debt management. But that does not harm the funds in May, but it is difficult to obtain new credit while you are enrolled in its program. ... You use this service when to apply for a new apartment, car loan or mortgage, plan the short term, as if she refused, as you could be included in the CCCS debt management program ...
While a credit counselor as the CCCS can be good, be aware that these programs are funded by the industry of credit cards and this can be a conflict of interest in providing advice they give you approval to create. I do not advise to CCCS if they use considerably delayed or completely denied the mosttheir credit cards .... If this is the case, then you negotiate better deals directly with creditors. They may be set at 25% - 50% if your card is already too late. If you regulate, get all terms in writing. You probably need a big package instead of small payments over several years. CCCS agreements will not negotiate because they are the industry-funded credit cards.
CCCS advisors often do not tell people to go bankrupt than it really is. When you negotiate your debts with regard to its vast income / assets and the reduction in payments through CCCS is not easy, then you should think about registration for Chapter 7 bankruptcy.
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